KAJIAN LITERATUR PERSPEKTIF LAYANAN TEKNOLOGI FINANSIAL PADA ERA DISRUPSI 4.0

Abstract

 Financial Technology (fintech) is a real step that has an important role in accelerating the national economic recovery program, especially by utilizing digital technology through digital-based financing in the post-covid-19 pandemic era. The role of technological growth and development also influences behavioral patterns and encourages the use of electronic financial services as a solution to encourage financial inclusion. This study uses a literature study model in conducting a study of the perception of financial technology services, especially in the era of disruption 4.0. The final result obtained is a general description of the regulation of financial technology services, opportunities and challenges of financial technology and the impact of financial technology on the Indonesian economy